Request a Payoff
Frequently Asked Questions
Answers to Your Most Common Questions
Explore quick answers about payoff timing, pre-payment, APR, and how to manage your ISPC account online
Whether you are a customer or a third party, please visit the Request a Payoff Quick Link and follow the instructions there.
No. You can pay off your account at anytime without penalty.
No, under ISPC’s account terms, a “double” payment during a billing period does not “count” for the next billing’s minimum payment. Everything you pay in excess of the minimum payment due reduces the principal balance.
The Annual Percentage Rate (APR) can be found in your Credit Application and Agreement, or it can be found on your charge slip, if you signed your Agreement electronically.
Your selling merchant representative should have provided you a “Customer Copy” at the point of sale when you purchased your product. The APR is also located on your ISPC monthly billing statement.
Yes. You can make online payments at any time. Simply register as a User on our website. Then log into your account with your established “UserName” and “Password”. You will have access to all payment options we offer.
Credit Cards: ISPC accepts MasterCard, Visa, Discover and American Express. The maximum amount we can accept on a credit card is $1000 per day.
eChecks: Provide us with your checking information and process a check electronically.
AutoPay: Sign up for AutoPay to have your payments automatically deducted from your account each month.
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